Simple, Fast Funding
for Growing Businesses
Onyx Funding Group provides flexible financing solutions tailored to your business needs. From business loans to equipment financing, we make accessing capital straightforward and hassle-free.
100+ Clients
loans
80% Approval Rate
Minutes to Disbursal
100% Transparency
Our Financing
Solutions.
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Smart Loans Designed
for You
Flexible Solutions for Growth
Fast Funding Zero Delays
Straightforward Lending, Real Results
Safe and Secure
Always
Approve in Days, Not Months
No Hidden Fees, Ever
Capital When You Need It
Get Your Loan in Just
3 Simple Steps
Submit Your Application
Provide basic business information and details about your funding needs. Takes just minutes—apply online, anytime, anywhere.
Get Started
Quick Review & Approval
Our team reviews your application and reaches out with questions. Fast turnaround means you hear back quickly.
Apply Now
Get Your Funds
Once approved, funds are disbursed directly to your business account. Start using your capital to drive growth.
Apply Now
What Our Clients Say
"Onyx got us the working capital we needed to expand our product line. The process was straightforward, and we were funded within days. It made all the difference in our growth trajectory."
"We tried traditional banks first. Onyx understood our business model and moved fast. The team was responsive and professional throughout."
"Equipment financing can be complicated, but Onyx made it simple. We got the machinery we needed without disrupting our cash flow."
I got my loan approved in just 5 minutes. The process was so simple and stress-free — highly recommended!
Your Questions, Answered
What types of financing does Onyx Funding Group offer?
Onyx Funding Group offers six primary financing solutions designed to meet diverse business needs:
Business Loans — Fixed-term loans for general working capital, expansion, inventory, or strategic initiatives
Lines of Credit — Flexible revolving credit you can draw from as needed
Invoice Financing — Convert unpaid invoices into immediate cash
Revenue-Based Financing — Alternative financing where repayment scales with your business performance
Equipment Financing — Specialized financing for machinery, vehicles, and equipment purchases
SBA Loans — Government-backed loans with competitive rates and extended terms
Each solution is customizable based on your specific business needs and cash flow situation.
How do I know which financing option is right for my business?
The best option depends on your specific situation:
Need ongoing capital flexibility? → Line of Credit
Have unpaid invoices slowing cash flow? → Invoice Financing
Want to purchase equipment? → Equipment Financing or SBA Loans
Need general working capital or funds for expansion? → Business Loan
Prefer repayment tied to revenue growth? → Revenue-Based Financing
Want government-backed terms and rates? → SBA Loan
Our team reviews your business situation and recommends the best fit. Schedule a consultation to discuss your specific needs.
What are the eligibility requirements to qualify for financing?
Basic eligibility criteria typically include:
Business Status — Your business must be a for-profit entity operating in the United States
Time in Business — Generally, at least 6 months of operating history (some products may have different requirements)
Credit Score — We work with businesses across various credit profiles; we'll evaluate based on your overall financial picture
Annual Revenue — Typically at least $50,000–$350,000 annually (varies by product)
Business Bank Statements — 2–6 months of recent statements demonstrating cash flow
Each financing product may have slightly different requirements, so speak with our team about your specific situation.
How long does the application and approval process take?
At Onyx Funding Group, speed is a priority:
Application Submission — Takes 15–30 minutes online
Initial Review — 24–48 hours for preliminary assessment
Underwriting & Verification — 2–5 business days
Approval & Funding — Once approved, funds are typically disbursed within 5–10 business days
Total time from application to funds: 7–14 days on average, significantly faster than traditional bank loans which can take 30–60 days.
What documentation do I need to provide?
The standard documentation package includes:
Business Information — Business license, articles of incorporation/formation, business tax ID
Financial Statements — 2–3 years of business tax returns, profit & loss statements, balance sheets
Bank Statements — 3–6 months of recent business checking account statements
Personal Information — Personal identification, personal credit report authorization
Collateral Documentation — For equipment financing, details on the equipment being financed
Debt Schedule — A list of current business liabilities and outstanding loans
We provide a complete checklist when you apply, so you know exactly what's needed upfront.
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Why Choose Onyx? Get Funding Anytime You Need
Onyx Funding Group is built on principles of transparency, speed, and customer success. We understand that growing businesses need reliable capital partners who move quickly and communicate clearly at every step of the process.
